Rent First Buy Later

We Build Homebuyers  !!

Find your dream home, move in now, and rent with built-in savings for your down payment. Our partners  program is designed for you to become mortgage-eligible in 3 years or less.

If you are interested please fill out the form and we will reach out to you. If you feel its a good fit we will send you an application link (The application is free and will not affect your credit)

We look forward to helping you find your new home


A program designed for you.

Rent first, buy later

Move into your dream home while you save up for a down payment.

5 steps from rent to own.

Step 1
Apply for free in 5 minutes

Getting prequalified is free. It’s quick, comes with no commitment, and doesn’t impact your credit score.

5 minutes
Step 2
Find your dream home

You get a home-shopping budget, and you can choose any qualifying home on the market. Work with your own agent, or find one through Divvy.

As little as 2 days
Step 3
Our Partner buys your dream home

They pay for the home in cash and cover all fees, closing costs, taxes, and insurance. You make an initial payment of 1% to 2% of the selling price, which goes straight to savings for your own future down payment.

2–3 weeks
Step 4
Move in with built-in savings

Move in and make it home. Your monthly payment includes built-in savings that grow into a down payment over time. (Our program is designed for Divvy customers to become mortgage-eligible within 3 years.)

Step 5
Buy your home, or walk away with savings

Buy your home when the time is right. Change of plans? You can also move out early (with a 60-day notice) and keep your Divvy savings (minus a relisting fee).

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